Energy, internet, insurance in France: the practical guide

A free information site about energy, telecoms, insurance and banking in France. We write practical guides so you can understand your options before making a decision. We do not sell anything and we are not a comparison site.

No, never. The electricity grid is managed by Enedis, independently of your supplier. When you switch, only the billing changes. No interruption, no technician visit, and it is free.

After one year, yes. Thanks to the Hamon law (2014), you can cancel your home, car or borrower insurance without fees or justification, as long as you have been subscribed for more than 12 months. Your new insurer handles the paperwork.

You can check eligibility on the ARCEP website (cartefibre.arcep.fr) or directly on operator websites. As of 2026, over 80% of French households have access to fiber optic broadband.

Yes, all our guides and articles are freely accessible, with no registration or subscription required. The site is independently funded and receives no commission from the providers mentioned in our content.

The French public health system (Securite sociale) covers about 70% of medical costs. A complementary health insurance (mutuelle) covers the rest. If you are employed, your employer must provide one. If you are self-employed or retired, you choose your own.